Profile

Gaylor

Loche.

20 years old, based in France. Entrepreneur in Estonia, independent consultant, student at ENS.

CEO & BuilderSelf-taughtENSFrance / Estonia

20

years old

6

companies

90%

self-taught

~1M€

group revenue

20 years old, based in France. Independent consultant in digitalization and AI since 2023, entrepreneur in Estonia in parallel — 6 companies under DVP Holding, spanning sectors from EdTech to cloud infrastructure.

Currently pursuing a Master's at ENS in computer engineering, specializing in quantum computing. Mostly self-taught — the majority of technical and business skills were acquired outside of formal education.

Background

Timeline.

01

Beginnings

Sole proprietorship in France

Registered a sole proprietorship as soon as possible. Freelance development and financial investing. This generated the first revenue.

02

Estonia

First international company

Founded a company in Estonia alongside freelancing. 0% tax on reinvested profits, e-Residency, 100% online management. This became DVP Holding.

03

The group

6 companies under DVP Holding

FormaCash (EdTech), QuickFund (FinTech), PixelTrack (SaaS), GLT BTC (Finance), HackBoot (Cloud Gaming), VMCloud (Cloud Infrastructure). Each company addresses an identified need, with synergies between them.

04

Consulting

Since November 2023

In parallel, working as an independent consultant in France. Digitalization, custom solutions, AI integration for businesses.

05

Today

Master's at ENS

Computer engineering with a specialization in quantum computing. Alongside the group and consulting.

Skills

Development

Expert
  • Full-stack
  • Frontend & Backend
  • Infrastructure & DevOps
  • Automation
  • Cloud architecture

Entrepreneurship

Expert
  • Company structuring
  • Business modeling
  • Group strategy
  • Operational scaling
  • Multi-entity management

Finance

Advanced
  • Multi-asset investing
  • Crypto & DeFi
  • Equities & Indices
  • Treasury management
  • Credit & Lending

Cloud & Infra

Expert
  • Distributed architecture
  • GPU Computing
  • PaaS / CDN / Storage
  • OVHcloud partnerships
  • Multi-cloud
Education
In progress

Master's at ENS

Computer engineering + specialization in quantum computing

Active
Obtained

Equivalent to Bac+2

VAE in progress for official recognition

VAE in progress
Foundation

90% self-taught

Learns fast, very fast. The majority of skills were acquired outside of formal education.

Permanent
Achievements & Distinctions
Publication · 2025

Computational approach to matchmaking

Exploratory study and modeling — published on Zenodo. Research at the intersection of computer science and social sciences.

Zenodo
Activity · Since Nov. 2023

Independent consultant

Digitalization, custom solutions & AI integration

  • Digitalization of sales channels through custom, scalable tools
  • Performance optimization through AI integration — automating low-value tasks, UX improvement, data analysis
France · Remote
Active
Structure

The group.

DVP Holding OU (100% Gaylor Loche)
├── FormaCash — EdTech / Tech Training
├── QuickFund — FinTech / Credit
├── PixelTrack — SaaS / MarTech
├── GLT BTC — Finance / Investment
├── HackBoot — Cloud Gaming
└── VMCloud — Cloud Infrastructure

All entities are registered in Estonia. 100% shareholder and CEO of each entity.